million88 Terms
& Conditions

In these Terms and Conditions, the following definitions apply unless the context requires otherwise:

• "million88" or "the Platform" refers to the online casino and sports betting service operated at million88.one, including all associated games, products, promotions, and features.
• "Player," "User," "You" refers to any individual who registers an account on million88 or otherwise accesses the platform.
• "Account" refers to the registered player account held by the User on million88.
• "Balance" refers to the aggregate of real funds held in the User's million88 account at any given time, denominated in Philippine Peso (PHP).
• "Bonus Funds" refers to any non-cash promotional credits issued to a User's account as part of a bonus or promotional offer, which are subject to separate wagering and withdrawal conditions.
• "Wagering Requirement" means the minimum total bet amount a User must place on qualifying games before Bonus Funds or bonus-derived winnings become eligible for withdrawal.
• "KYC" or "Know Your Customer" refers to the identity verification process required by Philippine law and PAGCOR regulations before million88 processes a User's first withdrawal.
• "PAGCOR" refers to the Philippine Amusement and Gaming Corporation, the government authority responsible for regulating gambling activities in the Philippines.
• "GCash" and "Maya" refer to Philippine e-wallet payment services supported by million88 for deposits and withdrawals.

These Terms and Conditions constitute a legally binding agreement between you and million88. By proceeding with registration, you represent and warrant that:

1. You have read and fully understood these Terms and Conditions, the Privacy Policy, and the Responsible Gaming Policy, all of which are incorporated herein by reference.
2. You accept these Terms unconditionally and agree to comply with all obligations set out herein.
3. You are acting on your own behalf and not as an agent, representative, or nominee of any third party.
4. All information provided during registration is accurate, current, and complete, and you will promptly update any information that changes.

Access to and use of million88 is restricted to individuals who satisfy all of the following eligibility criteria:

• Age: You must be at least twenty-one (21) years of age. This requirement is mandated by PAGCOR and Philippine law. million88 strictly enforces age verification and will request documentary proof of age at any point in the account lifecycle. Accounts found to be registered by persons under the age of 21 will be immediately suspended, all bets voided, and any funds — including deposits — may be forfeited in accordance with applicable regulatory guidance.
• Jurisdiction: You must be physically located in a jurisdiction where online gambling is not prohibited. Players accessing million88 from jurisdictions where online gambling is illegal do so in violation of local law and at their own risk. million88 is not responsible for compliance with local laws outside the Philippines.
• Legal capacity: You must have full legal capacity to enter into binding agreements under Philippine law. Individuals subject to legal incapacity, bankruptcy proceedings, or court-ordered restrictions on financial transactions are ineligible.
• Single account: You may only hold one active million88 account. Registering multiple accounts — whether under your own name or any alias — constitutes a material breach of these Terms and will result in immediate account closure and forfeiture of balances.
• Excluded persons: Directors, officers, employees, and immediate family members of million88 or any of its affiliated entities, technology providers, or game suppliers are not eligible to participate in real-money play.

To access million88's real-money features, you must register an account by providing the following information accurately:

• Full legal name as it appears on your government-issued identification
• Date of birth
• Philippine mobile number (required for OTP verification)
• Valid email address
• A secure password meeting minimum complexity requirements

million88 reserves the right to request additional identity documentation at any time, including a valid Philippine government-issued ID (e.g., PhilSys, Passport, Driver's License, SSS, UMID, or Voter's ID), proof of address, and source of funds documentation in accordance with Anti-Money Laundering Act (AMLA) requirements.

You are responsible for ensuring that the information on your account remains accurate and current. million88 shall not be liable for losses arising from inaccurate account information, including the inability to process withdrawals due to name or account mismatches on your GCash or bank account.

You are solely and entirely responsible for maintaining the security of your million88 account credentials. Specifically:

• You must not disclose your password or one-time password (OTP) to any person under any circumstances, including individuals claiming to be million88 support staff. million88 will never request your password or OTP via chat, email, or phone.
• You must not allow any third party to access your million88 account or conduct activity on your behalf.
• You must enable two-factor authentication (2FA) where prompted and are strongly encouraged to do so proactively through Account Settings.
• You must notify million88 immediately upon becoming aware of any unauthorised access to your account by contacting [email protected] or via live chat.

million88 shall not be liable for losses arising from unauthorised account access resulting from the User's failure to maintain adequate security of login credentials. million88 may — at its sole discretion — temporarily suspend any account exhibiting unusual or suspicious activity pending security investigation, without prior notice.

million88 supports deposits via GCash, Maya, BPI, BDO, Metrobank, USDT, and Coins.ph, subject to availability at the time of transaction. The following conditions apply to all deposits:

1. The minimum deposit amount is ₱100 per transaction unless otherwise specified for a particular payment method.
2. Deposits must be made only from payment accounts registered in your own name. Deposits from third-party payment accounts are not permitted and may result in account suspension pending investigation.
3. million88 does not charge a fee for deposits. However, your payment provider may apply its own transaction fees, which are the responsibility of the User.
4. Deposits are credited to your million88 balance in Philippine Pesos (PHP). Cryptocurrency deposits are converted at the prevailing exchange rate at the time of transaction.
5. million88 reserves the right to reverse deposits that are found to originate from fraudulent, disputed, or unauthorised payment sources.
6. Deposits may be subject to enhanced due diligence procedures under AMLA compliance requirements, particularly for large or unusual deposit patterns.

Withdrawal of funds from your million88 account is subject to the following terms:

1. KYC requirement: KYC verification must be completed before your first withdrawal is processed. Failure to complete KYC within 30 days of the first deposit may result in restrictions on account functionality.
2. Withdrawal methods: Withdrawals may only be made to a payment method registered in the same name as your million88 account. million88 does not send funds to third-party accounts.
3. Processing times: GCash and Maya withdrawals are processed within 5–30 minutes of approval during normal operating hours. Bank transfers (BPI, BDO, Metrobank) may take 1–3 business days. million88 does not guarantee processing times and shall not be liable for delays attributable to payment provider processing systems.
4. Minimum withdrawal: ₱500 per transaction unless otherwise stated.
5. Bonus restrictions: Funds derived from bonus play are subject to wagering requirements and may not be withdrawn until those requirements have been fully met. Attempting to withdraw before meeting wagering requirements will result in forfeiture of Bonus Funds and any winnings derived solely from them.
6. Right to withhold: million88 reserves the right to delay or withhold any withdrawal pending security review, identity verification, or investigation of suspected irregular activity. This right is exercised in compliance with PAGCOR anti-money laundering obligations.

million88 offers various bonuses and promotional offers to both new and existing players. The following general terms apply to all promotions unless the specific promotion terms state otherwise:

• Bonuses are valid only for players who meet the eligibility criteria specified in the individual promotion terms, including minimum deposit requirements and eligible game restrictions.
• Bonus Funds are separate from real-money funds and carry a standard wagering requirement of thirty times (30×) the bonus amount unless the specific promotion states a different figure.
• Game contribution rates apply: slots typically contribute 100% towards wagering requirements; live table games (baccarat, blackjack, roulette) typically contribute 10%–20%; some game types may contribute 0%. Specific contribution rates are set out in individual promotion terms.
• Bonuses have a validity period during which the wagering requirement must be met. Upon expiry, any remaining Bonus Funds and associated wagering requirements are removed from the account.
• million88 reserves the right to withdraw, modify, or cancel any bonus or promotion at its sole discretion, with or without notice, where it determines that a User has engaged in behaviour designed to unfairly exploit promotional offers.
• One welcome bonus per household, device, IP address, or payment method. Players who register multiple accounts to claim the welcome bonus will have all associated accounts closed and balances forfeited.
• million88 reserves the right to request proof of identity, age, and payment method before processing any withdrawal that includes bonus-derived funds.

All games available on million88 are governed by individual game rules which are accessible within each game's information panel. By placing a bet, you confirm that you have read and understood the applicable rules.

9.1 Random Number Generation

All non-live casino games on million88 use certified random number generator (RNG) technology that has been independently tested and audited by accredited third-party testing laboratories. The RTP (Return to Player) percentages stated for each game are verified externally and reflect the statistical long-run return of that game under normal operating conditions.

9.2 Live Dealer Games

Live dealer games are conducted by human dealers using physical game equipment (cards, dice, or roulette wheels) in controlled studio environments. The randomness of live games is inherent to the physical game process and is independently monitored.

9.3 Technical Malfunctions

In the event of a technical malfunction, software error, or network interruption that affects the outcome of a game, million88 reserves the right to void the affected game round and return the bet amount to the User. No winnings will be paid in respect of a game round determined to have been affected by a technical malfunction. million88 shall not be liable for losses resulting from technical malfunctions beyond its reasonable control.

9.4 Sports Betting

Sports betting outcomes are determined by the result of the relevant sporting event as officially reported by the governing body of that sport. million88's sports trading team determines the final settlement of all bets. In cases of ambiguity or dispute, million88's decision is final. million88 is not responsible for errors in third-party sports data feeds used for odds compilation.

The following conduct is strictly prohibited on million88 and constitutes a material breach of these Terms:

• Opening or operating more than one account on the platform
• Providing false, inaccurate, or misleading information during registration or at any subsequent point
• Using automated betting software, bots, scripts, or any technology that provides an unfair betting advantage
• Collusion with other players to fix the outcome of games or exploit platform features
• Match-fixing or any form of unlawful sports manipulation in connection with sports betting on million88
• Using million88 for any money laundering, terrorist financing, or other criminal activity — activities that are reportable under Philippine AMLA laws
• Exploiting software errors, glitches, or pricing errors in a manner that is not in the spirit of fair play
• Chargebacks or reversal of legitimate transactions through your payment provider
• Using proxies, VPNs, or other technology to circumvent geographic restrictions or identity verification
• Threatening, harassing, or abusing million88 staff or other users through any communication channel

million88 reserves the right, at its sole discretion, to immediately suspend and permanently close any account found to have engaged in prohibited conduct, void all associated bets and transactions, and forfeit any remaining balance. Where prohibited conduct constitutes a criminal offence, million88 will report the matter to PAGCOR and Philippine law enforcement authorities.

million88 is committed to providing a safe and responsible gaming environment for all players in the Philippines. Gambling is intended to be an entertaining leisure activity, not a source of income or a method of recovering financial losses.

The following responsible gaming tools are available to all million88 account holders through the Account Settings section:

• Deposit Limits: Set daily, weekly, and monthly limits on the amount you can deposit into your account.
• Loss Limits: Set limits on the total net losses you can sustain within a defined time period.
• Session Time Reminders: Receive automatic notifications after a set period of active play.
• Cooling-Off Period: Temporarily suspend access to your account for a period of 24 hours, 7 days, 30 days, or 90 days.
• Self-Exclusion: Permanently exclude yourself from million88. Self-exclusion takes effect immediately and is irrevocable for the duration specified. During self-exclusion, you may not register a new account on million88.

To the fullest extent permitted by applicable Philippine law, million88's total aggregate liability to any User arising from or in connection with these Terms, whether in contract, tort, or otherwise, shall not exceed the amount of real-money funds held in that User's account at the time the relevant claim arises.

million88 specifically excludes all liability for:

• Loss of profits, loss of revenue, loss of data, or indirect or consequential losses of any nature
• Service interruptions caused by third-party infrastructure, including telecommunications networks, payment provider outages, or internet service disruptions
• Losses arising from the User's reliance on information published on million88 regarding game strategies, odds, or expected returns
• Losses arising from the User's failure to comply with security obligations set out in Section 5
• Losses resulting from technical malfunctions as described in Section 9.3

Nothing in these Terms limits million88's liability for death or personal injury arising from negligence, or for fraud or fraudulent misrepresentation, to the extent such limitation is not permitted under Philippine law.

All content, software, trademarks, logos, designs, text, graphics, images, and other materials available on million88 — including the "million88" brand name and all associated branding — are the exclusive intellectual property of million88 or its licensors and are protected under Philippine and international intellectual property law.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the million88 platform solely for personal, non-commercial recreational gambling purposes. This licence does not permit you to:

• Copy, reproduce, distribute, or publish any platform content without prior written consent
• Reverse-engineer, decompile, or extract source code from any platform software
• Use million88 branding or trademarks in any manner without express written authorisation
• Create derivative works based on million88 platform content

million88's collection, storage, and use of your personal data is governed by the million88 Privacy Policy, which is incorporated into these Terms by reference. By accepting these Terms, you also consent to the terms of the Privacy Policy.

Key data processing activities at million88 include:

• Identity verification and KYC processing in compliance with PAGCOR and AMLA requirements
• Processing deposits and withdrawals via third-party payment providers
• Personalisation of game recommendations and promotional offers
• Fraud detection, security monitoring, and responsible gaming compliance
• Communication of account notices, promotional offers (where opted-in), and service updates

For full details on how million88 handles personal data and your rights under the Philippine Data Privacy Act of 2012 (Republic Act 10173), please review the Privacy Policy.

Users may close their million88 account at any time by contacting customer support. Upon voluntary account closure:

• Any real-money balance remaining in your account (after deduction of pending wagering requirements and any bonus restrictions) will be returned to your registered payment method following completion of identity verification.
• Bonus Funds with outstanding wagering requirements will be forfeited at the time of account closure.
• Account history and transaction data will be retained by million88 in accordance with PAGCOR regulatory requirements and the Philippine Data Privacy Act.

million88 reserves the right to close any account at its sole discretion, including but not limited to circumstances where a User has violated these Terms, provided false information, or where account closure is required by a regulatory or law enforcement authority.

million88 reserves the right to amend, update, or replace these Terms and Conditions at any time. When material changes are made, million88 will notify registered Users by email to the address on their account, by prominent notice on the platform, or by both means.

Amendments take effect on the date specified in the notification. Continued use of the million88 platform after the effective date of any amendment constitutes acceptance of the revised Terms. If you do not accept an amendment, you must close your account before the effective date.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute, claim, or controversy arising out of or relating to these Terms, your account, or use of the million88 platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

17.1 Complaints Procedure

If you have a complaint regarding the million88 platform, you should first contact our customer support team via live chat or at [email protected]. million88 will acknowledge your complaint within 24 hours and aim to provide a substantive response within 5 business days.

17.2 Escalation

If your complaint is not resolved to your satisfaction through the internal complaints process, you may escalate it to PAGCOR for adjudication in accordance with PAGCOR's published player complaint procedures.

For enquiries regarding these Terms and Conditions, account matters, or any aspect of the million88 platform, please contact us through the following channels:

• Live Chat: Available 24/7 inside your million88 account dashboard (fastest response).
• Email: [email protected] — monitored 24/7 on Philippine Standard Time, response within 24 hours.
• Support Hours: 24 hours a day, 7 days a week, including Philippine public holidays.